The fund house has been around nearly for 20 years. It is Japan’s one of the leading insurance providers & financial services companies. The fund house offers sets of products to its investors to meet their varying needs.
List of Top 3 Nippon India Mutual Funds: Best Investment Options of 2025
The best 3 schemes in Nippon funds that could be your best investment options in 2025 are discussed below-
1. Nippon India Small Cap Fund Direct-Growth
|
Return or Risk |
Volatility Protection |
Chance |
|
20% higher returns for each unit |
Ranks lower in protecting against volatility |
For investors who have held this fund for at least 5 years, 70% of the time it has produced an annual return of 17.28%. |
Fund Details
|
Fund House |
Nippon India Mutual Fund |
|
Launch Date |
01 Jan 2013 |
|
Expense Ratio |
0.7% as of Jan 31, 2025 |
|
Benchmark |
NIFTY Smallcap 250 TRI |
|
Min. Investment |
SIP- Rs.500 |
|
Risk |
Very High |
|
1 Year Returns |
8.41% |
|
Short Term Capital Gains (STCG) |
20% if redeemed earlier than 12 months |
|
Long Term Capital Gains (LTCG) |
After 12 months, 12.5% tax on gains of Rs.1.25 lac + in a financial year |
Asset Allocation of Equity
|
Asset |
Percentage (%) |
|
Equity |
94.93% |
|
Debt |
0.03% |
|
Other |
5.04% |
Top 3 Stock Holdings
|
Company |
Holdings |
|
HDFC Bank Ltd. |
1.98% |
|
Multi Commodity Exchange Of India Ltd. |
1.86% |
|
Tube Investments Of India Ltd. |
1.46% |
2. Nippon India Power & Infra Fund Direct-Growth
|
Return or Risk |
Volatility Protection |
Return Outperformance |
|
20% more returns for every unit. |
Ranks lower against volatility protection in its category |
Over the past ten years, this product has produced the highest return among sectoral infrastructure funds. |
Fund Details
|
Fund House |
Nippon India Mutual Fund |
|
Launch Date |
01 Jan 2013 |
|
Expense Ratio |
0.96% as of Jan 31, 2025 |
|
Benchmark |
NIFTY Infrastructure TRI |
|
Min. Investment |
Lump- Rs.5000 and SIP- Rs.500 |
|
Risk |
Very High |
|
1 Year Returns |
4.61% |
|
Short Term Capital Gains (STCG) |
20% if redeemed earlier than 12 months |
|
Long Term Capital Gains (LTCG) |
After 12 months, 12.5% tax on gains of Rs.1.25 lac + in a financial year |
Asset Allocation of Equity
|
Asset |
Percentage (%) |
|
Equity |
99.07% |
|
Other |
0.93% |
Top 3 Stock Holdings
|
Company |
Holdings |
|
Larsen & Toubro Ltd. |
7.6% |
|
NTPC Ltd. |
7.13% |
|
Reliance Industries Ltd. |
6.78% |
3. Nippon India Growth Fund Direct-Growth
|
Return or Risk |
Volatility Protection |
Return Outperformance |
|
20% more returns for every unit. |
Ranks lower against volatility protection in its category |
Over the past 10 years, this product has produced the highest return among mid-cap funds. |
Fund Details
|
Fund House |
Nippon India Mutual Fund |
|
Launch Date |
01 Jan 2013 |
|
Expense Ratio |
0.78% as of Jan 31, 2025 |
|
Benchmark |
NIFTY Midcap 150 TRI |
|
Min. Investment |
Lump- Rs.1000 and SIP- Rs.500 |
|
Risk |
Very High |
|
1 Year Returns |
12.51% |
|
Short Term Capital Gains (STCG) |
20% if redeemed earlier than 12 months |
|
Long Term Capital Gains (LTCG) |
After 12 months, 12.5% tax on gains of Rs.1.25 lac + in a financial year |
Asset Allocation of Equity
|
Asset |
Percentage (%) |
|
Equity |
99.36% |
|
Other |
0.64% |
Top 3 Stock Holdings
|
Company |
Holdings |
|
Persistent Systems Ltd. |
3.06% |
|
BSE Ltd. |
3.04% |
|
Fortis Healthcare Ltd. |
2.57% |
Conclusion
Nippon India Mutual Fund provides different options for investments for different risk appetites. The top funds listed have offered returns and come with high volatility. Based on individual financial goals and risk tolerance, the fund should be selected.
Disclaimer:
Not a buy or sell recommendation. No investment advice is given. Future returns are not guaranteed by past returns. This Mutual Funds analysis is provided solely for informative purposes and should not be considered investment advice. Always conduct research and talk with a financial advisor before investing.
