Looking for a mutual fund to invest in 2025? Tata Mutual Fund comes with the heritage of the Tata group and provides schemes in Equity, Debt, and Hybrid categories. The fund also caters to both conservative as well as aggressive investors thanks to its strong track record when it comes to family business and fund management. It is beneficial for long-term wealth creation and SIPs as well.
List of Top 3 Tata Large Cap, Small Cap & Mid Cap Funds & Their Returns
The top 3 fund schemes in Tata Mutual Fund that could be your best investment options in 2025 are discussed below-
1. Tata Large Cap Fund Direct-Growth
|
Return or Risk |
Volatility Protection |
Chance |
|
Performing poorly in its category |
Ranks lower in protecting against volatility |
Has produced the highest returns in the previous 10 years in large-cap funds. |
Fund Details
|
Fund House |
Tata Mutual Fund |
|
Launch Date |
01 Jan 2013 |
|
Expense Ratio |
0.98% as of Jan 30, 2025 |
|
Benchmark |
NIFTY 100 TRI |
|
Min. Investment |
SIP- Rs.500 and Lumpsum- Rs. 5000 |
|
Risk |
Very High |
|
1 Year Returns |
2.31% |
|
Short Term Capital Gains (STCG) |
20% if redeemed earlier than 12 months |
|
Long Term Capital Gains (LTCG) |
After 12 months, 12.5% tax on gains of Rs.1.25 lac + in a financial year |
Asset Allocation of Equity
|
Asset |
Percentage (%) |
|
Equity |
94.34% |
|
Other |
5.66% |
Top 3 Stock Holdings
|
Company |
Holdings |
|
HDFC Bank Ltd. |
9.58% |
|
Kotak Mahindra Bank Ltd. |
5.55% |
|
Reliance Industries Ltd. |
4.9% |
2. Tata Small Cap Fund Direct-Growth
|
Return or Risk |
Chance |
Return Outperformance |
|
20% more returns for every unit. |
In 70% of cases, investors who have held this fund for at least five years have seen an annual return of 29.52%. |
Over the past 5 years, this product has produced the highest return among small-cap funds. |
Fund Details
|
Fund House |
Tata Mutual Fund |
|
Launch Date |
19 Oct 2018 |
|
Expense Ratio |
0.33% as of Jan 30, 2025 |
|
Benchmark |
NIFTY Smallcap 250 TRI |
|
Min. Investment |
SIP- Rs.500 |
|
Risk |
Very High |
|
1 Year Returns |
2.89% |
|
Short Term Capital Gains (STCG) |
20% if redeemed earlier than 12 months |
|
Long Term Capital Gains (LTCG) |
After 12 months, 12.5% tax on gains of Rs.1.25 lac + in a financial year |
Asset Allocation of Equity
|
Asset |
Percentage (%) |
|
Equity |
91.35% |
|
Other |
8.65% |
Top 3 Stock Holdings
|
Company |
Holdings |
|
Sudarshan Chemical Industries Ltd. |
5.26% |
|
BASF India Ltd. |
3.78% |
|
Kirloskar Pneumatic Company Ltd. |
3.68% |
3. Tata Mid Cap Direct Plan-Growth
|
Return or Risk |
Exit Load |
Return Outperformance |
|
20% more returns for every unit. |
1% load is applicable if 12% or more of the investment is redeemed within 12 months. |
Over the past 10 years, this product has produced the highest return among mid-cap funds. |
Fund Details
|
Fund House |
Tata Mutual Fund |
|
Launch Date |
01 Jan 2013 |
|
Expense Ratio |
0.64% as of Jun 30, 2025 |
|
Benchmark |
NIFTY Midcap 150 TRI |
|
Min. Investment |
Lump- Rs. 5000 and SIP- Rs. 500 |
|
Risk |
Very High |
|
1 Year Returns |
0.51% |
|
Short Term Capital Gains (STCG) |
20% if redeemed earlier than 12 months |
|
Long Term Capital Gains (LTCG) |
After 12 months, 12.5% tax on gains of Rs.1.25 lac + in a financial year |
Asset Allocation of Equity
|
Asset |
Percentage (%) |
|
Equity |
93.41% |
|
Other |
6.59% |
Top 3 Stock Holdings
|
Company |
Holdings |
|
Max Financial Services Ltd. |
4.16% |
|
Alkem Laboratories Ltd. |
2.93% |
|
Cummins India Ltd. |
2.57% |
Conclusion
The top-performing plans from Tata Mutual Fund's large-, mid, and small-cap categories provide the best chance of generating wealth over the long run until 2025. Tata funds may suit risk profiles of many kinds, whether they are for aggressive returns or stable growth. These funds rank highly for SIPs and tax efficiency, and they provide Tata with great trademarks. To accelerate your financial goals, compare and invest in the best plans offered by Tata Mutual Funds.
Disclaimer:
Not a buy or sell recommendation. No investment advice is given. Future returns are not guaranteed by past returns. This Mutual Funds analysis is only for educational purposes and is NOT investment advice. Always conduct research and talk with a financial advisor before investing.
Faqs
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Which Tata mutual fund is best?
As per Paytm Money, the following are some best mutual fund schemes of Tata-
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Tata Retirement Savings Fund Progressive Plan Direct - Growth.
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Tata Large & Mid Cap Fund Direct Plan - Growth.
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Tata Flexi Cap Fund Direct - Growth.
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Tata Large Cap Direct Plan - Growth.
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What is the return of Tata Mutual Fund for 5 years?
Over the last 3 and 5 years, the fund has generated annualized returns of about 25.79% and 24.68%, respectively.
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What is the return of Tata Large Cap Mutual Fund?
Tata Large Cap Mutual Fund’s trailing returns over various periods are 18.98% (since debut), 19.63% (3 years), 21.58% (5 years), and 3.66% (1 year).
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What is the return of Tata Small Cap Fund in 5 years?
Tata Small Cap Fund’s trailing returns over various periods are 23.45% (since launch), 27.52% (3 years), 33.27% (5 years), and 4.03% (1 year).
